The Pennsylvania Workers’ Compensation Act offers several different types of benefits to injured workers. Each varies not only in circumstances of eligibility, but in terms of actual benefits distributed as well. Here is a comprehensive list of the four types of benefits that can be administered through the Act.
Medical Care Benefits
An employer in Pennsylvania is required to provide Medical Care Benefits for all treatment that is reasonable, necessary, and related to any injuries or illness experienced through work; this includes the cost of prescription medications, physician visits, hospital stays, surgical care, medical equipment, and rehabilitation.
Wage-Loss Benefits are meant to do exactly what the name states- provide you with the wages you are “missing out on” by being either injured or ill. Typical conditions that lead to these benefits are the inability to work for a period of time, or in instances where employees are unable to return to a position or job at the same income level earned pre-injury. Loss wage benefits are usually two-thirds of their average weekly pay, subject to weekly maximums.
Specific Loss Benefits
If you have experienced permanent injuries as a result of an on-the-job accident or hazardous condition that has resulted in either the disfigurement of the face, head or neck , partial or full amputation of any limbs and/or extremities, or loss of sight, hearing, or other bodily function, you may be entitled to Specific Loss Benefits. A specific loss claim is not dependent upon whether or not you missed work, or for how long, after your workplace injury.
In the event of an accident resulting in death, the surviving spouse and dependent children of the victim may be entitled to death benefits that include everything from funeral and burial expenses, to continued wage loss benefits for dependents. Please note that it is possible to claim these benefits not only for a fatal accident, but also in cases of a work-related death resulting from complications of an injury (i.e. infection and organ failure), and occupational diseases, including toxic exposures leading to cancer or lung failure.